Gateway Specialty Insurance has top rated markets to quote package or monoline insurance for a choir.
Get a quote for a choir, chorus or song organization by completing an application.
Coverage for a choir, chorus or song organization can include:
General Liability Directors and Officers Liability Employment Practices Liability Abuse and Molestation Special Events Professional Liability Property Equipment Breakdown Business Income Cyber Liability Auto Umbrella Inland Marine Employee Benefits Liability Blanket Additional Insureds
Choir organization claim examples
Abuse and Molestation Claim:
A family sued the choir alleging negligent hiring of the director who went overboard when he improperly touched a singer.
Inland Marine Claim:
During an overnight trip, the choir locked its equipment in the van and spent the night at a hotel. Later that night, someone used a crowbar to pry open the van and stole all the equipment. The next morning, the director noticed that the equipment was missing and notified the police. A total of $9,700 of equipment was stolen.
Directors and Officers Claim:
A donor made a large contribution to a choir. The funds were to be used primarily to expand the choir's advertising. Instead, the choir, through its executive director and board of trustees, decided to use the funds to take a trip to see a Broadway musical. The donor filed suit, alleging misappropriation of funds. The damages included return of the full contribution plus interest. As some of the money was already spent, the nonprofit would be financially unable to return the entire donation.