Gateway Specialty Insurance has top rated markets to quote package or monoline insurance for an animal shelter.
Get a quote for a nonprofit animal shelter or rescue organization by completing an application.
Coverage for a nonprofit animal shelter or rescue organization can include:
Directors & Officers Liability
Employment Practices Liability
Abuse and Molestation
Crisis Intervention Coverage
Employee Benefits Liability
Blanket Additional Insureds
Nonprofit animal shelter claim examples
A fire breaks out in the common kitchen area of a nonprofit animal shelter which results in extensive smoke and heat damage to both the building and its contents and forces the nonproift animal shelter administration to seek an alternative facility for a period of one month. The organization suffers a loss of $75,000 in property damage and extra expenses.
General Liability Claim:
A parent and a child are selecting a new family pet at a nonprofit animal shelter. While petting the animal, the dog lunges for the child and bites her on the hand. The child receives ten stitches. The parents of the child file a lawsuit for pain and suffering as well as emotional trauma.
Hired/Non Owned Auto Claim:
Holly is working for a nonprofit animal shelter organization. While Holly is driving a client for a visit to the veterinarian's office, she fails to yield at a stop sign and strikes another vehicle. The client sustains a severe bodily injury and sues Holly’s personal auto policy. It turns out that the claims amount will ultimately exceed Holly’s personal auto limits and a secondary claim is made against the Hired / Non-Owned policy of the nonprofit organization.
Abuse and Molestation Claim:
A man who is volunteering for a nonprofit animal shelter sexually molested a customer. The customer's family sues the organization’s Abuse and Molestation coverage for bodily injury and mental duress.
Employment Practices Claim:
A volunteer at a nonprofit animal shelter receives numerous sexual advances from a staff member. The volunteer sues the clinic’s Employment Practices policy for sexual harassment.
Directors and Officers Claim:
A donor made a large contribution to a local nonprofit animal shelter requesting that the money be used to enhance the building’s facilities. The board instead votes to use the money to buy a new car for the director. The donor files suit alleging misappropriation of funds.