Top Binding Products: Allied Health & Misc. Medical Businesses | Church | Human Service | Nonprofit Directors & Officers | Social Service | Special Eventblue line

gateway special insurance berkshire hathaway


Phone: 877-977-4474 | Fax: 610-254-1855
Send Completed Applications to submissions@gatewayspecialty.com

Therapist

Gateway Specialty Insurance has top rated markets to quote package or monoline insurance for therapists/therapy including but not limited to massage, dance, occupational, pet, physical/speech, counseling, art, music and equine.

 

Get a quote for therapists/therapy by completing an application.

 

Coverage for therapists/therapy can include:

General Liability

Directors & Officers Liability

Employment Practices Liability

Abuse and Molestation

Special Events

Crisis Intervention

Professional Liability

Crime

Property

Equipment Breakdown

Business Income

Auto

Employee Benefits Liability

Blanket Additional Insureds

Cyber Liability

Umbrella

 

 

Policy highlights can include:

  • Defense outside limits
  • Separate or shared limits for psychiatrists, psychologists and other MD/mid-levels professionals
  • Industry leading broadening forms
  • Broad definition of who is an insured
  • Easy access to brokers
  • Underwriting expertise with limited customer distribution
  • Ability to provide admitted and non-admitted terms
  • Coverage can be written claims-made or occurrence
  • Risk management services
  • Separate limits for General Liability, Professional Liability and Abuse and Molestation
  • In-house claims experts

Therapists/therapy claim examples:

Directors and Officers Claim:
A donor made a large contribution to a speech therapy organization requesting that the money be used to
enhance their equipment. The board instead votes to use the money to buy a entrance for the office. The
donor files suit alleging misappropriation of funds.

Property Claim:
A fire breaks out as a result of equipment malfunction in the dance studio, which results in extensive smoke
and heat damage to both the studio and its contents and forces the owner seek an alternative facility for a
period of one month. The organization suffers a loss of $120,000 in property/equipment damage and extra
expenses.

Abuse and Molestation Claim:
A physical therapist was working with a personal client at their facility. During the appointment, the therapist
rubs the client's knee and leg in a unprofessional way. The client sues the organization’s Abuse and Molestation
coverage for bodily injury and mental duress.

General Liability Claim:
A patient at a music therapy organization slipped and fell in the bathroom and broke his arm. The patient filed
a lawsuit against the organization for pain and suffering, medical bills and rehabilitation expenses.

 

Fill out my online form.