Gateway Specialty Insurance has top rated markets to quote package or monoline insurance for an outreach program.
Get a quote for an outreach program, service or center by completing an application.
Coverage for an outreach program, service or center can included:
General Liability Directors & Officers Liability Employment Practices Liability Abuse and Molestation Special Events Crisis Intervention Professional Liability Crime Property Equipment Breakdown Business Income Auto Employee Benefits Liability Blanket Additional Insureds Cyber Liability Umbrella Policy highlights can include:
Outreach programs claim examples
Property Claim:
A fire breaks out as a result of cooking in the common kitchen area of an outreach program, which results in extensive smoke and heat damage to both the building and its contents, and forces the outreach programs administration to seek an alternative facility for a period of one month. The organization suffers a loss of $75,000 in property damage and extra expenses.
Hired/Non Owned Auto Claim:
Holly is a staff member working for an outreach program that provides mentoring. While Holly is driving a volunteer for a visit to the supply office she fails to yield at a stop sign and strikes another vehicle. The volunteer sustains a severe bodily injury and sues Holly’s personal auto policy. It turns out that the claim amount will ultimately exceed Holly’s personal auto limits and a secondary claim is made against the Hired/Non-Owned policy of the nonprofit organization.
Professional Liability Claim:
A Registered Nurse administers a pain relieving intravenous drug to a abuse shelter patient. There is an allergic reaction causing the patient to break out into a painful rash. The patient’s family is upset and sues for pain and suffering.
Abuse and Molestation Claim:
A man who is volunteering for an outreach program receives consent to take a girl he is mentoring on a trip. During the trip, the girl is sexually molested. The girl’s family sues the organization’s Abuse and Molestation coverage for bodily injury and mental duress.
Employment Practices Claim:
A volunteer at an outreach program receives numerous sexual advances from a staff member. The volunteer sues the clinic’s Employment Practices policy for sexual harassment.
Directors and Officers Claim:
A donor made a large contribution to a local outreach program requesting that the money be used to enhance the building’s facilities. The board instead votes to use the money to buy a new car for the director. The donor files suit alleging misappropriation of funds.
