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gateway special insurance berkshire hathaway


Phone: 877-977-4474 | Fax: 610-254-1855
Send Completed Applications to submissions@gatewayspecialty.com

Home Companion

Gateway Specialty Insurance has top rated markets to quote package or monoline insurance for a companion care organization including medical and non-medical.

 

Get a quote for a companion care organization by completing the below applications.

Coverage for an companion care organizations can include: 

General Liability

Directors & Officers Liability

Employment Practices Liability

Abuse and Molestation

Special Events

Crisis Intervention

Professional Liability

Crime

Property

Equipment Breakdown

Business Income

Auto

Employee Benefits Liability

Blanket Additional Insureds

Cyber Liability

Umbrella

 

 

Policy highlights can include:

  • Defense outside limits
  • Separate or shared limits for psychiatrists, psychologists and other MD/mid-levels professionals
  • Industry leading broadening forms
  • Broad definition of who is an insured
  • Easy access to brokers
  • Underwriting expertise with limited customer distribution
  • Ability to provide admitted and non-admitted terms
  • Coverage can be written claims-made or occurrence
  • Risk management services
  • Separate limits for General Liability, Professional Liability and Abuse and Molestation
  • In-house claims experts

Companion care claim examples:

Directors and Officers Claim:
A donor made a large contribution to a companion care organization requesting that the money be used to enhance
their equipment. The board instead votes to use the money to buy an entrance for the office. The donor files suit
alleging misappropriation of funds.

Property Claim:
A fire breaks out as a result of equipment malfunction in the companion care office, which results in extensive smoke
and heat damage to both the office and its contents and forces the owner seek an alternative facility for a period
of one month. The organization suffers a loss of $120,000 in property/equipment damage and extra expenses.

Abuse and Molestation Claim:
An employee of a companion care was working with a personal client at their facility. During the appointment, the
employee rubs the client's knee and leg in a unprofessional way. The client sues the organization’s Abuse
and Molestation coverage for bodily injury and mental duress.

General Liability Claim:
A patient at a companion care office slipped and fell in the bathroom and broke his arm. The patient filed a lawsuit
against the organization for pain and suffering, medical bills and rehabilitation expenses.

 

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