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After school kids program

Gateway Specialty Insurance has top rated markets to quote package or monoline insurance for an after school program.

 

Get a quote for a nonprofit after school program or organization by completing an application

 

Coverage for a nonprofit after school program or organization can include:

General Liability

Directors & Officers Liability

Employment Practices Liability

Abuse and Molestation

Equipment Breakdown

Professional Liability

Employee Benefits Liability

Property

Business Income

Special Events

Auto

Umbrella

Inland Marine

Blanket Additional Insureds

Cyber Liability

 

After school program claim examples

Property Claim:
A fire breaks out in the common kitchen area of a nonprofit after school program which results in extensive smoke and heat damage to both the building and its contents and forces the after school program administration to seek an alternative facility for a period of one month. The organization suffers a loss of $75,000 in property damage and extra expenses.

Abuse and Molestation Claim:
A man who is volunteering for a nonprofit after school program receives consent to take a child he is mentoring on a trip. During the trip, the child is sexually molested. The child's family sues the organization’s Abuse and Molestation coverage for bodily injury and mental duress.

Employment Practices Claim:
A volunteer at a nonprofit after school program receives numerous sexual advances from a staff member. The volunteer sues the program’s Employment Practices policy for sexual harassment.

Directors and Officers Claim:
A donor made a large contribution to a local nonprofit after school program requesting that the money be used to enhance the building’s facilities. The board instead votes to use the money to buy a new car for the director. The donor files suit alleging misappropriation of funds.

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