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Performing Arts Violinist

 Gateway Specialty Insurance has top rated markets to quote package or monoline insurance for nonprofit performing arts.

 

Get a quote for a nonprofit performing arts insurance by completing an application 

 

Coverage for a nonprofit performing arts insurance can include:

General Liability

Directors and Officers Liability

Employment Practices Liability

Abuse and Molestation

Special Events

Professional Liability

Property

Equipment Breakdown

Business Income

Auto

Umbrella

Inland Marine

Employee Benefits Liability

Blanket Additional Insureds

Cyber Liability

 

Nonprofit performing arts insurance claim examples

Property Claim: 
A water pipe bursts in a theatre, resulting in extensive damage to the set, props and wardrobe. In addition, the incident causes the cancellation of two performances, forcing management to refund two nights’ box office receipts. The organization suffers a loss of $50,000 for property damage and business income.

General Liability Claim: 
A patron attending a classical performance slipped and fell in the bathroom of the theatre. The patron broke his arm. The patron filed a lawsuit against the organization for pain and suffering, medical bills and rehabilitation expenses.

Abuse and Molestation Claim: 
Parents of a child in the community choir sued the organization alleging negligent hiring of the choir director who went overboard when he improperly touched their child during a practice rehearsal.

Inland Marine Claim: 
During an overnight trip, the theatre group locked its equipment in the van and spent the night at a hotel. Later that night, someone used a crowbar to pry open the van and stole all the theatre equipment. The next morning the director noticed that the equipment was missing and notified the police. A total of $9,700 of equipment was stolen.

Directors & Officers Claim:
A donor made a large contribution to a theatre group. The funds were to be used primarily to expand and update the existing theatre. Instead, the theatre group, through its executive director and board of trustees, decided to use the funds to take a trip to see a Broadway musical. The donor filed suit, alleging misappropriation of funds. The damages included return of the full contribution plus interest. As some of the money was already spent, the nonprofit would be financially unable to return the entire donation.

Equipment Breakdown Claim: 
A local theatre suffered a broken shaft in a 400-hp centrifugal air conditioning compressor resulted in $36,000 of property damage and a shutdown of the theater’s operations for one day for business interruption of $28,000.

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